Rates

Rates Effective June 18, 2014

This Rate Chart contains information about interest rates and annual percentage yields for some of the accounts we offer. Fees could reduce earnings.

Certificate of Deposits

Account Product Name
Minimum Opening Balance
Interest Rate
APY
3 Months Certificate of Deposita $1,000.00 0.10% 0.10%
6 Months Certificate of Deposita $1,000.00 0.10% 0.10%
12 Months Certificate of Deposita $1,000.00 0.30% 0.30%
18 Months Certificate of Deposita $1,000.00 0.30% 0.30%
2 Years Certificate of Deposita $1,000.00 0.35% 0.35%
3 Years Certificate of Deposita $1,000.00 0.55% 0.55%
4 Years Certificate of Deposita $1,000.00 0.70% 0.70%
5 Years Certificate of Deposita $1,000.00 0.90% 0.90%

Checking

Account Product Name
Daily Ledger Balance
Interest Rate
APY
NOW Checkingb $0-$999 0.00% 0.00%
  $1,000-$49,999 0.05% 0.05%
  $50,000-$99,999 0.05% 0.05%
  $100,000-$199,999 0.05% 0.05%
  $200,000+ 0.05% 0.05%
All Interest checking accounts will be paid various amounts of interest depending on the account's daily ledger balance according to the schedule above.

Savings

Account Product Name
Daily Ledger Balance
Interest Rate
APY
MoneyMarket Accountb $0-$2,499 0.05% 0.05%
  $2,500-$49,999 0.10% 0.10%
  $50,000-$99,999 0.10% 0.10%
  $100,000-$199,999 0.10% 0.10%
  $200,000+ 0.10% 0.10%

All Market rate accounts will be paid various amounts of interest depending on the account's daily ledger balance according to the schedule above.

Account Product Name
Minimum Opening Balance
Interest Rate
APY
Personal Savingsb $200.00 0.10% 0.10%
Rainbow Savingsb $5.00 0.10% 0.10%
Variable Rate IRAb $200.00 0.20% 0.20%

a) A penalty may be imposed for early withdrawal. 
b) The interest rate and annual percentage yield may change after account opening.
c) Daily Balance. The amount of the principal in the account each day.

For current rate information call (478) 994-1000.