Personal Checking

At Monroe County Bank, we are looking forward, not only to the future of our bank, but to the future of our customers as well.  Our customers simply deserve the very best we have to offer.  That is why we are excited to introduce our new checking account line-up with benefits that offer you savings, value and convenience.

Free Checking

  • No Minimum Balance Requirement
  • Unlimited Checking with no per check charges
  • Free Online Banking
  • Free Bill Pay
  • Free Visa Check or ATM Card(subject to approval)
  • Check Images with Statement

NOW Checking

Just to let you know we appreciate your business, this checking account will earn interest monthly and if you maintain a minimum balance of $1,000 no service fees are applied. This account can be opened with $50. NOW Checking benefits include:

  • Interest is paid monthly based on the daily balance, no interest is paid on balances below $1,000
  • NO service fee if you maintain a minimum balance of $1,000; otherwise, $5 per month plus $.25 per transaction
  • Visa CheckCard (subject to approval)
  • Free MCB ATM transactions
  • Current NOW Checking Rates